Thanks To Obamacare, Major Insurers Have To Give Back $36 Million To California Small Businesses


When you understand that Obamacare is putting money into the pockets of Americans and providing healthcare for millions who were deprived of it, it becomes clear why the Republican Party — controlled by the health care industry — has fought Obama over this. It also becomes clear why many Republicans are ditching the party as they wake up to the fact that the Democrats are FOR the people, while the Republicans are AGAINST us. The Republicans have lied to us all along in their agenda to help the corporations, while we pay their salaries. You know what to do in 2014/2016 and beyond.

~Marion

 

Thanks To Obamacare, Major Insurers Have To Give Back $36 Million To California Small Businesses

On Tuesday, Golden State (California) small businesses and their employees got some great news: two of the state’s largest insurers will have to give them over $36 million in insurance rebates because of an Obamacare consumer protection.

The health law forces insurers to spend at least 80 percent of the premiums they charge on paying for actual medical services, rather than administrative overhead or profits. That means more money for ordinary consumers — and less for profitable insurance companies.

The so-called “80/20 rule” put $1.5 billion back into Americans’ pockets in 2011 alone. The average rebate was $151 per family across all insurance markets, and in states where insurers blatantly gouged prices, average rebates topped a whopping $500 per family.

Now, the benefits for Californians with small business health plans are beginning to materialize. Blue Shield of California will be forced to pay back $24.5 million in rebates. Anthem Blue Cross will have to pay back another $12 million.

While cheering the latest numbers as a victory for California small businesses and their employees, consumer advocates argue that the insurance industry should try harder to proactively lower costs for companies and individuals.

“Health insurers should work to cut upfront premiums rather than reimburse consumers afterward,” said Jon Fox, consumer advocate at the California Public Interest Research Group Education Fund, in an interview with the Los Angeles Times. “Millions of dollars in rebates are a clear sign that health insurers are overcharging consumers.”

Large insurers like Anthem Blue Cross have tried their best to circumvent Obamacare protections like the 80/20 rule by threatening outlandish premium rate hikes. The health law requires state insurance regulators to review any premium hike request above 10 percent, but it leaves the decision of whether or not reject those rates with the states. Although 37 states can negotiate or reject insurers’ rates, some large-population states — including California — can’t.

Still, any rate hikes imposed by insurers will be held accountable to the 80/20 rule. Financial gimmicks may give insurers a short turn profit — but it’s one they’ll have to give right back to consumers.

Insurance companies aren’t the only ones who aren’t huge fans of this consumer protection. Last September, the Republican-led House Energy and Commerce Committee’s Health Subcommittee passed H.R. 1206, which would have repealed the 80/20 rule and amounted to a massive premium hike for over 13 million Americans. The Congressional Budget Office (CBO) estimated that the bill would also increase the federal deficit by $531 million in the next four years.

http://thinkprogress.org/health/2013/06/05/2101831/thanks-to-obamacare-major-insurers-have-to-give-back-36-million-to-california-small-businesses/?mobile=nc

 

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Someone You Should Know: Professor Michelle Alexander

Reblogged from The ObamaCrat.Com™:

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By Jueseppi B.

Michelle Alexander, "The New Jim Crow: Mass Incarceration in the Age of Colorblindness,"

Published on Jan 24, 2013

This is the lecture out take from The New Jim Crow Mass Incarceration in the Age of Colorblindness presentation in Portland Oregon, by Michelle Alexander on Jan 16th 2013.

http://www.youtube.com/watch?feature=player_detailpage&v=MwakzegF9Lo

Michelle Alexander, author of "

Read more… 2,025 more words, 6 more videos

Article...Alexander argues that mass incarceration in America functions as a system of racial control in a similar way to how Jim Crow once operated. Alexander’s work draws attention to the racial disparity that exists in the criminal justice system. Alexander notes, “Race plays a major role-indeed, a defining role – in the current system, but not because of what is commonly understood as old-fashioned, hostile bigotry. This system of control depends far more on racial indifference (defined as a lack of compassion and caring about race and racial groups) than racial hostility – a feature it actually shares with its predecessors.” ___ This is very personal to me. Both of my brothers have been in the prison system. One has been in for the past 30 years for petty crimes that whites are overlooked for and released right away. I won't go into details, but it is wrong. Almost every black I know has family or friends who are or have been incarcerated. Educated blacks who would otherwise never be challenged by the system, are frequently targeted for "driving while black." Danny Glover, Harry Belafonte, various black celebrities have all given personal experiences. No black man is exempt. If the authorities don't find anything, they will even make it up. I'm going to continue highlighting the plight of blacks in America because there is a disease and epidemic of hatred and oppression against us that doesn't seem to go away and appears to be escalating. ~Marion Young

Our lives depend on it…

 

 

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Attorney General Eric Holder: Champion Of The People

Reblogged from The Obama Diary:

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There are fools on the left, center, and right who have no clue what Attorney General Eric Holder does everyday. There are fools on the left, center, and right whose lives will never be affected by racism, sexism, injustice, poverty, discrimination and therefore do not understand or willfully choose not to understand why we need an Eric Holder. There are fools on the left, center, and right who call for this fighter of the downtrodden to be fired.

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Anyone wanting to bring Holder down is NOT for the people. That includes progressive media as well. I'm speaking to Hayes, Maddow, Olbermann, Press Goodman and Hartmann. All of you are traitors in this fight for the people. You may be for the people in other ways, but half good is not enough. ~Marion ___ There are fools on the left, center, and right who have no clue what Attorney General Eric Holder does everyday. There are fools on the left, center, and right whose lives will never be affected by racism, sexism, injustice, poverty, discrimination and therefore do not understand or willfully choose not to understand why we need an Eric Holder. There are fools on the left, center, and right who call for this fighter of the downtrodden to be fired. Why are they fools? This is why.

What happened to Black Wall Street on June 1, 1921?


Many racists in America like to point out that African Americans should become entrepreneurs and build their own communities for prosperity, rather than rely on government assistance and settle for low-paying jobs. If you don’t know history, if you don’t understand the climate to prevent blacks from getting an affordable education today, housing, fair loans and not be herded off to prison for crimes overlooked for whites, you could not possibly understand that blacks HAVE successfully been independent of the system and thrived. All that was destroyed, not just in Tulsa, OK, but in several other communities. Jewish communities are all over the U.S. We have the Amish doing the same thing. Look at the Mormons. But blacks doing for themselves?  Oh no, we can’t possibly allow that. Yet these people and politicians will continue to point fingers and say blacks are lazy and apathetic.

Every American who cares about this nation should read this story. It will explain so many questions about what happened after slavery, Jim Crow and the escalation of racism today. It’s a story about power, envy, jealousy, hate, oppression…and evil. ~Marion Young


What happened to Black Wall Street on June 1, 1921?
San Francisco Bay View

Black Wall Street, the name fittingly given to one of the most affluent all-Black communities in America, was bombed from the air and burned to the ground by mobs of envious Whites. In a period spanning fewer than 12 hours, a once thriving Black business district in northern Tulsa lay smoldering – a model community destroyed and a major African-American economic movement resoundingly defused.

 The night’s carnage left some 3,000 African Americans dead and over 600 successful businesses lost. Among these were 21 churches, 21 restaurants, 30 grocery stores and two movie theaters, plus a hospital, a bank, a post office, libraries, schools, law offices, a half dozen private airplanes and even a bus system. As could have been expected, the impetus behind it all was the infamous Ku Klux Klan, working in consort with ranking city officials and many other sympathizers.

The best description of Black Wall Street, or Little Africa as it was also known, would be to compare it to a mini Beverly Hills. It was the golden door of the Black community during the early 1900s, and it proved that African Americans could create a successful infrastructure. That’s what Black Wall Street was all about. 

The dollar circulated 36 to 100 times, sometimes taking a year for currency to leave the community. Now a dollar leaves the Black community in 15 minutes. As for resources, there were Ph.D.s residing in Little Africa, Black attorneys and doctors. One doctor was Dr. Berry, who owned the bus system. His average income was $500 a day, hefty pocket change in 1910.

These are Black-built, Black-owned buildings that were occupied by bustling Black businesses before envious whites rioted and destroyed them.

It was a time when the entire state of Oklahoma had only two airports, yet six Blacks owned their own planes. It was a very fascinating community.

 The mainstay of the community was to educate every child. Nepotism was the one word they believed in. And that’s what we need to get back to. The main thoroughfare was Greenwood Avenue, and it was intersected by Archer and Pine Streets. From the first letters in each of those three names you get G.A.P. And that’s where the renowned R&B music group the GAP Band got its name. They’re from Tulsa.

At the end of the day, June 1, 1921, this is what remained of Black Wall Street. Lost forever were over 600 successful businesses, including 21 churches, 21 restaurants, 30 grocery stores, two movie theaters, a hospital, a bank, a post office, libraries, schools, law offices, a half dozen private airplanes and a bus system.

Black Wall Street was a prime example of the typical Black community in America that did business, but it was in an unusual location. You see, at the time, Oklahoma was set aside to be a Black and Indian state. There were over 28 Black townships there. One third of the people who traveled in the terrifying “Trail of Tears” alongside the Indians between 1830 and 1842 were Black people. The citizens of this proposed Indian and Black state chose a Black governor, a treasurer from Kansas named McDade. But the Ku Klux Klan said that if he assumed office that they would kill him within 48 hours.

 Here, the businesses that had been the economic engine of this most prosperous Black community in the U.S. are identified.

A lot of Blacks owned farmland, and many of them had gone into the oil business.

The community was so tight and wealthy because they traded dollars hand to hand and because they were dependent upon one another as a result of the Jim Crow laws. It was not unusual that if a resident’s home accidentally burned down, it could be rebuilt within a few weeks by neighbors. This was the type of scenario that was going on day to day on Black Wall Street.

When Blacks intermarried into the Indian culture, some of them received their promised “40 acres and a mule” and with that came whatever oil was later found on the properties. On Black Wall Street, a lot of global business was conducted.

The community flourished from the early 1900s until June 1, 1921. That’s when the largest massacre of nonmilitary Americans in the history of this country took place, and it was led by the Ku Klux Klan. Imagine walking out of your front door and seeing 1,500 homes being burned. It must have been amazing.

Survivors we interviewed think that the whole thing was planned, because during the time that all of this was going on, White families with their children stood around the borders of their community and watched the massacre – the looting and everything – much in the same manner they would watch a lynching. The riots weren’t caused by anything Black or White. They were caused by jealousy.

A lot of White folks had come back from World War I and they were poor. When they looked over into the Black communities and realized that Black men who fought in the war had come home heroes, that helped trigger the destruction. It cost the Black community everything, and not a single dime of restitution – no insurance claims – has been awarded the victims to this day. Nonetheless, they rebuilt.

 We estimate 1,500 to 3,000 people were killed, and we know that a lot of them were buried in mass graves all around the city. Some were thrown into the river. As a matter of fact, at 21st Street and Yale Avenue, where there now stands a Sears parking lot, that corner used to be a coal mine. They threw a lot of the bodies into the shafts.

Read the rest of the story here.

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Good Eats | Get the Memorial Marinade Ready - 3 Easy Grilled Chicken Recipes To Try

Reblogged from PSLoveCharli Mag Online | The Official PSLoveCharli Site:

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Happy are those that get to celebrate a 4-day weekend! Memorial Day... which means it's about time to dish out the meat for marinating and seasoning prep --- and can't leave out the fresh asparagus, zucchini, squash, & broccoli for grilling too. Keep those close by. I have not tried these grilled chicken dishes, (and you're probably thinking "why chicken?") I chose these three...

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Great chicken recipes. I saw this blog at the obamacrat.com. Thank you, Mr. J.B.!

In The Balcony Movie Review: Now You See Me.

Reblogged from The ObamaCrat.Com™:

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By Jueseppi B.

Now You See Me is an upcoming caper film directed by Louis Leterrier. It is scheduled to be released on May 31, 2013.

Now You See Me
Theatrical release poster Directed by Louis Leterrier Screenplay by Ed Solomon
Boaz Yakin
Edward Ricourt Story by Boaz Yakin
Edward Ricourt Starring Jesse Eisenberg
Mark Ruffalo
Woody Harrelson
Mélanie Laurent…

Read more… 455 more words, 2 more videos

I love fun, escape movies where the little guy wins in the end over the takers. Anything by Woody Harrelson is good. I will try to see this one over the holiday. Thank you, Mr. J.B.! :)

Your help needed to FREE THE IRP6

Free the IRP6

 
These 6 businessmen have been tried, convicted and imprisoned all because they invented a software program the federal government and the “big boys”, such as IBM, wanted. These 6 businessmen are now in prison, snatched from family and their lives, for being brilliant and following their American dream.

I am asking you to to TAKE ACTION and/or blog about this injustice done these 6 men. This subject may be off topic from what you normally blog about. The reality is this could happen to you, me and anyone who stands up to the United States Government and our corrupt judicial system. No One Is Safe.

 

Here’s the story

 

How you can help

The cost to gain the freedom for Gary, David, Clinton, Demetrius, Kendrick and Dave is staggering. While the attorneys are working pro bono, the money the defense needs to prepare this case could easily reach hundreds of thousands of dollars. Please consider making a contribution and tell your friends and others interested in this case to help us, if they can.

Visit the link for contacting the Colorado Governor, Attorney General, Colorado Senate and House. Sample letters are provided.

 

 

 

Rise Up or Die

I’m not a fan of Cornel West, nor do I think Eric Holder should be fired over the AP “scandal.” However, everything else about this article is right on time. It’s an EXCELLENT READ and a call to ACTION!!

Native Americans KNEW the air, land, mountains, rivers, oceans, animals, birds…everything is SACRED. Sacred to our well-being and lives. The greed of the wealthy, corporations and politicians is destroying us all, including them. How evil and stupid is it to think removing mountaintops in poor areas — that break the wind and help control climate — would not cause extreme disaster weather around the globe?

The winds begin in the West Coast. The beautiful mountain ranges here BREAK THE WIND as it reaches turbulent weather in the Mid West and tornado alley. These storms continue to the East Coast. With nothing to break their weather, the East Coast can expect horrendous hurricanes and colder weather. You can see that in your area. The seasons are changing and are extreme.

Native Americans KNEW that the oil and jewels deep in the ground are the VEINS aka the blood of the earth. It takes hundreds, even thousands of years for fossil fuels to regenerate. Trees too. The Rain Forests of Brazil have been a buffer for the entire planet. It too, has been decimated. The ice caps in Antarctica have melted, animals are migrating to areas they’ve never been before, while we are worried about Dancing With The Stars and the latest soap opera on the idiot tube.

Native Americans blessed the animals and food they ate because they KNEW it was for our sustenance and without it we could not live. Our food is being controlled and manipulated in labs to the point where we call it MONSTER FOOD. You wouldn’t want to give these GMO foods/seeds to a dog. It is changing our DNA.

Native Americans knew the water is PRECIOUS. We can go weeks without food, but only a few days without water. It is the MOST CRITICAL need for all life. Corporations have polluted our drinking water. Water is about to be privatized…and it will be expensive.

As this article says, it is time to rebel. ~MY

 

Rise Up or Die

Joe Sacco and I spent two years reporting from the poorest pockets of the United States for our book “Days of Destruction, Days of Revolt.” We went into our nation’s impoverished “sacrifice zones” — the first areas forced to kneel before the dictates of the marketplace — to show what happens when unfettered corporate capitalism and ceaseless economic expansion no longer have external impediments. We wanted to illustrate what unrestrained corporate exploitation does to families, communities and the natural world. We wanted to challenge the reigning ideology of globalization and laissez-faire capitalism to illustrate what life becomes when human beings and the ecosystem are ruthlessly turned into commodities to exploit until exhaustion or collapse. And we wanted to expose as impotent the formal liberal and governmental institutions that once made reform possible, institutions no longer equipped with enough authority to check the assault of corporate power.

What has taken place in these sacrifice zones — in postindustrial cities such as Camden, N.J., and Detroit, in coalfields of southern West Virginia where mining companies blast off mountaintops, in Indian reservations where the demented project of limitless economic expansion and exploitation worked some of its earliest evil, and in produce fields where laborers often endure conditions that replicate slavery — is now happening to much of the rest of the country. These sacrifice zones succumbed first. You and I are next.

Continue reading this article…

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Redirecting charitable funds to the American Red Cross Tornado Relief Fund

I appreciate the example of Joe Madison and have done the same. ~ Marion

I am suspending my fundraising efforts from Black Eagle Brew for the African American History Museum and directing the funds to the American Red Cross Tornado Relief Fund to help the victims of this tragedy in Oklahoma. Please go to http://www.redcross.org/ for more information on how you can help. You can also call 1-800-RED-CROSS or text REDCROSS to 90999 to make a $10 donation or whatever you can.

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